Which funding option should I choose?

It depends on how fast you’d like to fund your account. 
 
Transfer from another bank
This option allows you to transfer money from an existing account you own at another financial institution. This process may take 2-4 business days before your account is open.
 
Check
Once you complete the application, you may either mail us a check to the address that is provided at the end of your application or visit any local Quontic Bank branch to make a deposit. A deposit must be made within 25 days for the account to remain open.
 
Direct Deposit
If you wish to set up automated payroll deductions to your new account, or if you would like to establish a recurring deposit, you may want to consider using direct deposit. This option will electronically deposit a specified amount from your paycheck or bank account to your new Quontic Bank account. Once you complete the application, we will provide you the routing and account numbers needed to set up direct deposit. Please use these numbers if you elect to have direct deposits initiated through payroll deduction (you will need to provide your employer with the amount you’d like to contribute through direct deposit).
 
Transfer from an Account
An internal transfer is when you authorize Quontic Bank to transfer your opening deposit from a deposit account you already own at Quontic Bank. This transfer is processed immediately upon successful completion of this application however the funds may not be made available right away.